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ACA Health Insurance Coverage Options in Arizona
Arizona uses the federal HealthCare.gov Marketplace for ACA health insurance. Review coverage options and enrollment information for Arizona residents.
The new 2027 plans become available November 1, 2026. Call 855-367-1095 now to get a sneak peek at the new plans before then, and we will have your options ready the day they open.
Medicaid is a government program that gives free or low-cost health coverage to people with limited income, such as some adults, children, pregnant women, seniors and people with disabilities. Each state runs its own Medicaid program and decides who qualifies. We are an independent insurance agency, and we cannot enroll you in Medicaid or check your Medicaid.
Arizona Medicaid: AHCCCS (Arizona Health Care Cost Containment System) · 1-855-432-7587 (Health-e-Arizona Plus) · azahcccs.gov
If your income is too high for Medicaid, or you want to compare health plans, call us. We can help with that.
Eligibility considerations
- No coverage available through an employer, Medicare, or Medicaid
- Interest in comparing Arizona Marketplace plans by metal tier
- Uncertainty about premium tax credit eligibility based on household income
Plan tiers
Lower monthly premium; higher cost-sharing when care is used.
The benchmark tier for subsidy calculations; the only tier eligible for additional cost-sharing reductions.
Higher monthly premium; lower cost-sharing at the point of care.
Arizona Medicaid and Marketplace information
- Medicaid expansion status
- Expanded (January 2014)
- Arizona Medicaid agency
- AHCCCS (Arizona Health Care Cost Containment System)
- ACA Marketplace
- HealthCare.gov (federal Marketplace)
If an ACA plan doesn't fit
Some Arizona residents earn too much for premium help, or missed the enrollment window, and feel they have no options. You may still have some.
Arizona counties: ACA open enrollment
Choose your county for the dates, Medicaid status and how to get help.
Common questions
How is ACA Marketplace coverage administered in Arizona?
Arizona uses HealthCare.gov (federal Marketplace) rather than a state-run exchange. Enrollment, plan comparison, and subsidy determinations run through the federal system.
Has Arizona expanded Medicaid under the ACA?
Yes. Arizona adopted Medicaid expansion, effective January 2014, extending eligibility to more low-income adults than the traditional Medicaid program covered.
Is there a cost to speak with a licensed agent?
No. Reviewing ACA Marketplace options by phone with a licensed agent has no cost. Any plan ultimately selected carries its own separate premium, determined by the plan and carrier, not by GetFastRates.com.
Questions are easier by phone.
Call 855-367-1095 to talk through your situation with licensed insurance help.
- Licensed insurance help
- No guaranteed eligibility, pricing, or availability
- Educational starting point
Information on this site is educational and does not guarantee eligibility, enrollment, pricing, or availability. It is not a recommendation to buy any specific plan or policy.