:root{--background:#fff;--foreground:#132033;--muted:#5b6778;--accent:#14785d;--accent-dark:#0d5f49;--border:#d9e2ec;--surface:#f7fafc;--surface-strong:#edf4f7;--navy:#0d2742;--warning:#9a5b18;--danger:#b42318;--success:#0f7a55;--shadow:0 18px 48px #13203317}*{box-sizing:border-box}html{scroll-behavior:smooth}[id]{scroll-margin-top:126px}body{background:var(--background);color:var(--foreground);margin:0;font-family:Arial,Helvetica,sans-serif}a{color:inherit}button,input,select,textarea{font:inherit}button{cursor:pointer}.site-shell{min-height:100vh}.site-header{z-index:20;border-bottom:1px solid var(--border);-webkit-backdrop-filter:blur(18px);backdrop-filter:blur(18px);background:#fffffff5;display:grid;position:sticky;top:0;box-shadow:0 14px 34px #0d274212}.header-trust-bar{background:var(--navy);color:#fff;justify-content:space-between;align-items:center;gap:14px;min-height:32px;padding:0 32px;font-size:.78rem;font-weight:850;display:flex}.header-trust-bar span{white-space:nowrap}.header-main{grid-template-columns:minmax(210px,290px) minmax(0,1fr) auto;align-items:center;gap:12px 20px;min-height:72px;padding:12px 32px;display:grid}.site-logo{min-width:0;color:var(--navy);overflow-wrap:normal;word-break:normal;gap:2px;font-size:1.02rem;font-weight:900;line-height:1.08;text-decoration:none;display:grid}.site-logo small{color:var(--muted);letter-spacing:0;font-size:.74rem;font-weight:850}.site-header nav,.site-footer nav{flex-wrap:wrap;align-items:center;gap:18px;display:flex}.site-header nav{justify-content:center;gap:8px 14px;min-width:0}.site-header nav a,.site-footer nav a{color:var(--muted);font-size:.94rem;font-weight:700;text-decoration:none}.site-header nav a:hover,.site-footer nav a:hover{color:var(--foreground)}.header-actions{justify-content:flex-end;align-items:center;gap:10px;min-width:0;display:flex}.header-start-link{border:1px solid var(--border);background:var(--surface);min-height:44px;color:var(--navy);white-space:nowrap;border-radius:8px;justify-content:center;align-items:center;padding:0 14px;font-size:.92rem;font-weight:900;text-decoration:none;display:inline-flex}.header-start-link:hover{border-color:var(--accent);color:var(--accent-dark)}@media (max-width:1180px){.header-main{grid-template-columns:minmax(210px,1fr) auto;gap:14px}.site-header nav{grid-column:1/-1;justify-content:flex-start;gap:12px}.site-header nav a{font-size:.88rem}}.hero{align-content:center;max-width:1120px;min-height:64vh;margin:0 auto;padding:60px 24px 42px;display:grid}.home-hero{min-height:66vh}.compact-hero{min-height:52vh}.brand{color:var(--accent);margin:0 0 20px;font-size:1rem;font-weight:700}.hero h1{letter-spacing:0;max-width:900px;margin:0;font-size:clamp(2.6rem,6vw,4.95rem);line-height:1}.hero p:not(.brand){max-width:720px;color:var(--muted);margin:24px 0 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#0d274214}.appointment-button:hover{border-color:var(--accent);background:#fff}.client-connect-button{border:1px solid var(--accent);background:var(--accent);color:#fff;text-align:center;border-radius:999px;justify-content:center;align-items:center;min-height:48px;padding:0 18px;font-size:.94rem;font-weight:900;text-decoration:none;display:inline-flex;box-shadow:0 12px 24px #0d274214}.client-connect-button:hover{background:var(--accent-dark);border-color:var(--accent-dark)}.mobile-sticky-call-bar{z-index:75;-webkit-backdrop-filter:blur(16px);backdrop-filter:blur(16px);background:#fffffff7;border:1px solid #14785d3d;border-radius:8px;grid-template-columns:minmax(0,1fr) auto;align-items:center;gap:12px;padding:12px;display:grid;position:fixed;bottom:12px;left:12px;right:12px;box-shadow:0 18px 40px #0d274233}.mobile-sticky-call-bar strong,.mobile-sticky-call-bar span{display:block}.mobile-sticky-call-bar strong{color:var(--navy);font-size:.94rem;line-height:1.15}.mobile-sticky-call-bar span{color:var(--muted);margin-top:3px;font-size:.78rem;line-height:1.25}.mobile-sticky-call-bar .call-action-group{margin:0}.mobile-sticky-call-button{background:var(--accent);color:#fff;white-space:nowrap;border-radius:8px;justify-content:center;align-items:center;min-height:48px;padding:0 18px;font-weight:900;text-decoration:none;display:inline-flex;box-shadow:0 14px 26px #14785d2e}.call-context-prompt{z-index:85;background:linear-gradient(145deg,#fffffffa,#f4faf7fa);border:1px solid #c4d8d3;border-radius:18px;width:auto;max-width:360px;margin-left:auto;padding:20px;position:fixed;top:88px;left:16px;right:16px;box-shadow:0 24px 56px #0d274238}.call-context-prompt-close{border:1px solid var(--border);width:30px;height:30px;color:var(--muted);background:#fff;border-radius:999px;place-items:center;font-weight:900;display:inline-grid;position:absolute;top:10px;right:10px}.call-context-prompt .eyebrow{color:var(--accent-dark);text-transform:uppercase;margin:0 0 6px;font-size:.78rem;font-weight:950}.call-context-prompt-lead{color:var(--muted);margin:0 0 14px;font-size:.88rem;line-height:1.5}.guarded-assistant{z-index:70;pointer-events:none;justify-items:end;gap:12px;width:min(100vw - 28px,390px);display:grid;position:fixed;bottom:92px;right:22px}.guarded-assistant button,.guarded-assistant a,.guarded-assistant input{pointer-events:auto}.guarded-assistant-toggle{min-width:168px;min-height:58px;color:var(--navy);text-align:left;background:linear-gradient(135deg,#fff 0%,#eef8f3 100%);border:1px solid #12765b3d;border-radius:999px;gap:2px;padding:10px 18px;display:grid;box-shadow:0 18px 36px #0d27422e}.guarded-assistant-toggle span{color:var(--accent-dark);text-transform:uppercase;font-size:.74rem;font-weight:950}.guarded-assistant-toggle strong{font-size:.93rem;line-height:1.05}.guarded-assistant-panel{pointer-events:auto;background:linear-gradient(145deg,#fffffffa,#f4faf7fa);border:1px solid 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#0d274212}.guarded-message-visitor{background:#eaf8f1;border-color:#14785d3d;justify-self:end}.guarded-message p{color:inherit;margin:0;font-size:.92rem;line-height:1.45}.guarded-message-actions{flex-wrap:wrap;gap:8px;display:flex}.guarded-message-actions a{background:var(--navy);color:#fff;border-radius:999px;justify-content:center;align-items:center;min-height:34px;padding:0 12px;font-size:.78rem;font-weight:900;text-decoration:none;display:inline-flex}.guarded-message-actions a:first-child{background:var(--accent)}.guarded-assistant-quick-actions{flex-wrap:wrap;gap:8px;padding:0 18px 14px;display:flex}.guarded-assistant-quick-actions button{border:1px solid var(--border);min-height:34px;color:var(--navy);background:#fff;border-radius:999px;padding:0 11px;font-size:.78rem;font-weight:850}.guarded-assistant-form{border-top:1px solid var(--border);background:#f7fafcb8;gap:8px;padding:14px 18px 18px;display:grid}.guarded-assistant-form 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#0d27421f}.coverage-icon{background:var(--accent);color:#fff;border-radius:8px;justify-content:center;align-items:center;width:42px;height:42px;font-size:.9rem;font-weight:950;display:inline-flex}.coverage-glyph{fill:none;stroke:currentColor;stroke-linecap:round;stroke-linejoin:round;stroke-width:3.2px;width:28px;height:28px}.checker-options small,.plan-focus-grid small{color:var(--muted);line-height:1.35}.quick-review-card{border:1px solid var(--border);background:#fff;border-radius:8px;grid-template-columns:minmax(0,1fr) minmax(300px,.52fr);align-items:end;gap:14px;padding:22px;display:grid;box-shadow:0 20px 38px #0d27421c}.quick-location-row{grid-template-columns:minmax(120px,.7fr) minmax(78px,.38fr) minmax(140px,.9fr);gap:12px;display:grid}.quick-location-row label{color:var(--navy);font-size:.9rem;font-weight:900}.quick-location-row input,.quick-location-row select{width:100%;min-height:52px;margin-top:6px;font-weight:850}.location-status{min-height:22px;color:var(--muted);grid-column:1/-1;margin:0;font-size:.88rem;line-height:1.45}.quick-call-button{color:#fff;text-align:center;white-space:nowrap;background:#ff6b1a;border-radius:999px;justify-content:center;align-items:center;min-height:52px;padding:0 20px;font-weight:950;text-decoration:none;display:inline-flex;box-shadow:0 16px 24px #ff6b1a38}.quick-call-button:hover{background:#e85e11}.quick-review-card p{color:var(--muted);text-align:center;grid-column:1/-1;margin:0;font-size:.95rem;line-height:1.45}.review-builder{grid-column:1/-1;grid-template-columns:minmax(0,1fr) minmax(320px,.42fr);align-items:start;gap:20px;width:100%;max-width:1180px;margin:18px auto 0;display:grid}.review-details-panel{grid-column:1/-1;width:100%;max-width:1180px;margin:0 auto}.review-details-panel summary{border:1px solid var(--border);min-height:54px;color:var(--accent-dark);text-align:center;cursor:pointer;background:#fff;border-radius:8px;justify-content:center;align-items:center;padding:0 18px;font-weight:950;list-style:none;display:flex;box-shadow:0 14px 28px #0d274214}.review-details-panel summary::-webkit-details-marker{display:none}.review-details-panel summary:after{color:var(--accent);content:"+";margin-left:12px;font-size:1.2rem}.review-details-panel[open] summary:after{content:"-"}.zip-panel{background:linear-gradient(135deg,#f4fbf8 0%,#f7fafc 100%);border:1px solid #c9d8e6;border-radius:8px;grid-template-columns:minmax(120px,.72fr) minmax(90px,.45fr) minmax(140px,1fr);align-items:end;gap:14px;padding:14px;display:grid}.zip-panel label{color:var(--navy);font-size:.9rem;font-weight:900}.zip-panel input{letter-spacing:0;min-height:54px;margin-top:6px;font-size:1.12rem;font-weight:900}.zip-panel p{color:var(--muted);margin:0;font-size:.95rem;line-height:1.45}.plan-focus-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:10px;display:grid}.checker-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:12px;display:grid}.concern-list{gap:10px;display:grid}.concern-option{border:1px solid var(--border);background:var(--surface);border-radius:8px;grid-template-columns:18px 1fr;align-items:center;min-height:38px;padding:8px 10px;font-weight:750;display:grid}.concern-option input{min-height:18px}.detail-fields{grid-template-columns:repeat(2,minmax(0,1fr));gap:12px;display:grid}.detail-fields label{color:var(--navy);gap:7px;font-size:.9rem;font-weight:900;display:grid}.detail-fields textarea,.detail-fields input,.detail-fields select{width:100%;min-height:48px}.detail-fields textarea{resize:vertical}.privacy-panel,.missing-list{background:#fffaf0;border:1px solid #d8c68a;border-radius:8px;gap:5px;padding:12px;display:grid}.privacy-panel strong,.missing-list strong{color:var(--navy);font-size:.92rem}.privacy-panel span,.missing-list span{color:var(--muted);font-size:.9rem;line-height:1.45}.checker-result{align-self:center;gap:14px;padding:24px;display:grid;position:sticky;top:96px}.checker-result.high{background:#fffaf0;border-color:#e0a13a}.checker-result.moderate{background:#f2f8fd;border-color:#8ab4d6}.checker-result.watch{background:#f7fafc}.result-label{color:var(--accent);text-transform:uppercase;letter-spacing:.08em;margin:0;font-size:.82rem;font-weight:900}.checker-result h2{color:var(--navy);margin:0;font-size:clamp(1.8rem,3vw,2.45rem);line-height:1.05}.checker-result p{color:var(--foreground);margin:0;font-size:1.03rem;line-height:1.55}.checker-result ul{color:var(--muted);gap:8px;margin:0;padding-left:18px;line-height:1.45;display:grid}.checker-result .call-button{width:100%;margin-top:4px}.result-summary{border:1px solid var(--border);background:#ffffffb8;border-radius:8px;grid-template-columns:auto 1fr;gap:8px 12px;padding:12px;display:grid}.result-summary span{color:var(--muted);text-transform:uppercase;letter-spacing:.06em;font-size:.78rem;font-weight:900}.result-summary strong{color:var(--navy);font-size:.92rem}.missing-list{background:#f7fafc;border-color:#c9d8e6}.missing-list.complete{background:#eefaf5;border-color:#acd8c9}.review-note{border-left:4px solid var(--accent);background:#ffffffb8;padding:12px;color:var(--muted)!important;font-size:.92rem!important}.text-link{color:var(--accent-dark);text-align:center;font-weight:850}.section{max-width:1120px;margin:0 auto;padding:72px 24px}.band{background:var(--surface);border-top:1px solid var(--border);border-bottom:1px solid var(--border);max-width:none;padding-left:max(24px,50vw - 560px);padding-right:max(24px,50vw - 560px)}.section-heading{max-width:760px;margin-bottom:28px}.section-heading.centered{text-align:center;margin-left:auto;margin-right:auto}.section h1,.section h2{color:var(--navy);letter-spacing:0;margin:0;font-size:clamp(2rem,4vw,3.15rem);line-height:1.05}.section p,.legal-page p{color:var(--muted);font-size:1.05rem;line-height:1.7}.orange-button{color:#fff;text-align:center;background:#ff6b1a;border-radius:999px;justify-content:center;align-items:center;width:fit-content;min-height:48px;margin-top:22px;padding:0 22px;font-size:.95rem;font-weight:950;text-decoration:none;display:inline-flex;box-shadow:0 16px 24px #ff6b1a33}.orange-button:hover{background:#e85e11}.orange-button.small{min-height:40px;margin-top:12px;padding:0 16px;font-size:.82rem}.centered-button{margin-left:auto;margin-right:auto}.line-icon{fill:none;stroke:currentColor;stroke-linecap:round;stroke-linejoin:round;stroke-width:3.2px;width:48px;height:48px}.review-path-strip{border-bottom:1px solid var(--border);text-align:center;background:#fff;gap:12px;padding:26px 24px 28px;display:grid}.review-path-row{flex-wrap:wrap;justify-content:center;gap:18px 28px;display:flex}.review-path-row span{color:var(--accent-dark);letter-spacing:0;font-size:clamp(1.1rem,2.6vw,1.9rem);font-weight:950}.review-path-strip a{color:var(--accent-dark);font-weight:900}.match-desk-section,.cost-review-section,.caller-situations-section,.mini-match-section,.compare-steps-section{padding:70px max(24px,50vw - 560px)}.match-desk-section,.cost-review-section,.caller-situations-section{background:#edf7f0}.match-desk-inner,.live-review-inner,.compare-steps-inner{grid-template-columns:minmax(0,.9fr) minmax(320px,1fr);align-items:center;gap:44px;max-width:1120px;margin:0 auto;display:grid}.match-desk-inner h2,.cost-review-section h2,.numbered-steps h2{color:var(--navy);margin:0;font-size:clamp(2rem,4vw,3.1rem);line-height:1.05}.match-desk-inner p,.cost-review-section p,.numbered-steps span{color:var(--muted);font-size:1.03rem;line-height:1.65}.phone-line{margin:18px 0 0;font-weight:850;color:var(--navy)!important}.phone-line strong{color:var(--accent-dark);white-space:nowrap}.match-phone{background:linear-gradient(#ffffffeb 0%,#f7fbf8 100%),#fff;border:3px solid #c5d7ce;border-radius:32px;gap:12px;max-width:390px;min-height:380px;margin:0 auto;padding:34px 26px;display:grid;position:relative;box-shadow:0 24px 54px #0d274229}.match-phone:before{content:"";background:#d8e5de;border-radius:999px;width:92px;height:6px;position:absolute;top:10px;left:50%;transform:translate(-50%)}.match-phone-header{color:var(--accent-dark);font-size:1.65rem;font-weight:950}.match-phone-card{border:1px solid var(--border);min-height:58px;color:var(--navy);background:#fff;border-radius:8px;justify-content:space-between;align-items:center;gap:14px;padding:0 14px;font-weight:900;display:flex;box-shadow:0 10px 24px #0d274212}.match-phone-card strong{color:var(--accent-dark)}.why-section{grid-template-columns:minmax(0,1fr);justify-items:center;display:grid}.why-section .section-heading 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dt{color:var(--muted);margin:0;font-size:.78rem;font-weight:650}.aca-math-breakdown dd{color:var(--foreground);margin:1px 0 0;font-size:.88rem;font-weight:650}.aca-cta-row{flex-wrap:wrap;gap:10px;margin-top:4px;display:flex}.aca-lead-modal-backdrop{z-index:60;background:#0d27428c;place-items:center;padding:20px;display:grid;position:fixed;inset:0}.aca-lead-modal{background:#fff;border-radius:14px;width:min(520px,100%);max-height:90vh;padding:28px;position:relative;overflow-y:auto;box-shadow:0 30px 80px #0d27424d}.aca-lead-modal-close{background:var(--surface);width:32px;height:32px;color:var(--muted);border:none;border-radius:50%;font-size:1.2rem;position:absolute;top:14px;right:14px}.aca-lead-form{gap:14px;display:grid}.aca-lead-form h3{margin:0}.aca-lead-form-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:12px;display:grid}.aca-lead-form-grid label{gap:6px;font-size:.9rem;font-weight:650;display:grid}.aca-lead-form-grid input,.aca-lead-form-grid select{border:1px solid var(--border);border-radius:8px;padding:10px 12px}.aca-lead-success{gap:14px;padding-top:8px;display:grid}@media (max-width:1023px){.aca-mobile-progress{gap:6px;display:flex;overflow-x:auto}.aca-mobile-progress button{border:1px solid var(--border);background:var(--surface);color:var(--muted);white-space:nowrap;border-radius:999px;flex:1;padding:8px 10px;font-size:.78rem;font-weight:700}.aca-mobile-progress button.active{background:var(--accent);border-color:var(--accent);color:#fff}.aca-columns{grid-template-columns:1fr}.aca-column-wrapper{display:none}.aca-column-wrapper.aca-mobile-active{display:block}.aca-lead-form-grid,.aca-savings-detail-grid{grid-template-columns:1fr}}.author-byline{border-left:3px solid var(--accent);background:var(--surface);color:var(--muted);border-radius:0 6px 6px 0;gap:2px;margin:0 0 20px;padding:10px 14px;font-size:.86rem;display:grid}.author-byline-name{color:var(--navy);margin:0}.author-byline-date{margin:0}